By using this website in any form, you acknowledge that you have expressly read, understood and agreed to be bounded by the following terms and conditions:

The information and materials contained in this website are produced, maintained and provided by Apex Insurance Services Limited ("Apex") for general reference only. While we have made reasonable effort to deliver the content as accurate and reliable as possible, Apex assumes no liability or responsibility for any errors, omissions or misrepresentations that existed in or accessed through this website.

This website only collects personally identifiable information that is provided by users voluntarily. "Personally identifiable information" is information that individually identifies a person, such as, but not limited to, your name, job title, company name, company address, telephone, mobile and fax numbers, email address and your detail enquiry. We may use the information you provided us to open a file in order to record and answer your enquiry.

We restrict access to your personal information to the following parties only:

Authorized employees of our company; and/or

Authorized business partners, companies or individuals who provide professional consultations on the related business.

Those parties who have access to such information are under agreement to maintain confidentiality of the information.

You should not send us any confidential information before received agreement from our company to perform the service(s) you enquired about.

The website may contains Hypertext links ("links") that leads to other servers developed and maintained by organizations whom Apex exercises no control or authority. Links to such servers does not imply Apex endorses any information, material, or the use of such linked sites.

It is user's responsibility to make their own judgment regarding all information contained in or made available via this website. You are advised to confirm the validity of such information, take precautions and obtain independent advice before taking any action based on the information.

Under no circumstances will Apex, its partners, employees and representatives be liable to any party for any direct, indirect, incidental, special and/or consequential damages including, but not limited to, damages for loss of profits, goodwill, use or data resulting from the use of or inability to use this website.

You further acknowledge that Apex reserves the right at any time to modify, amend, suspend or discontinue this website (or any section thereof) for any reason with or without notice.

All content and information on this website, including but not limited to text, graphics and multimedia files (audio/video), are subjected to copyright protection. Reproductions or redistribution of any part of these materials in any form by any means are prohibited without Apex's written permission. All rights reserved.