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Major Exclusions
   
  1. Any pre-existing conditions.
   
  2.
The cost of routine and preventive treatments, spaying, castration, removal of dew claws, killing and controlling fleas, treating round worms & tapeworms, grooming and nail clipping or any complications arising from these treatments. arising from these treatments.
   
  3.
The cost of any treatment related to pregnancy, giving birth, breeding, organ transplantation, congenital illness, elective procedures and cosmetic surgeries of your pet.
   
  4.
The cost of diet foods, special diet, pet foods, vitamins, mineral supplements, housing, bedding and bathing need for the treatment or general well-being of your pet.
   
 
Important Note
   
  1. Waiting Period: 30-day waiting period from the policy effective date is applied to claim for medical expenses resulting from illness.
   
  2.
Excess: The first HK$3,000 of each and every Third Party liability claim.
   
  3.
The minimum premium charge for policy cancellation is HK$500 per pet.
   
   
  NOTE:-  
  The above information is for reference only. Please refer to policy for the exact terms, conditions and the full list of policy exclusions.  
     
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  This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited.
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